Billing and Payment
List of Local Banks

As a Penn student you have the option to choose any bank for your direct deposit relationship. Penn has long-standing relationships with two financial institutions that offer services you may find specifically tailored for your needs – PNC Bank and the Student Federal Credit Union (SFCU).  These  institutions provide students the option to link their accounts to their PennCards which allows the ID card to be used as an ATM or a debit card.

In addition to these two financial institutions, there are other institutions near campus that you may decide better meet your needs.  A list of these institutions is included here.

Note to New Students:
U.S. Citizens and Permanent Residents:  You can open an account with any of these financial institutions online, prior to your arrival on campus.

International Students:  You must be present to open an account and should do so as soon as possible after your arrival on campus.

PNC Bank

Students can link their PennCards to a PNC Bank account, to use as an ATM card as well as for PIN-based point-of-sale transactions. PNC makes banking convenient -- with PNC ATMs on and around campus, including all Wawa locations. PNC also offers a number of accounts and tools customized for students.

You should be aware that, in exchange for the opportunity to promote their programs to the Penn Community, PNC Bank provides Penn with financial contributions that help sustain important student programs and other University initiatives.

To open an account, visit their service desk located in the PennCard Center located in the Penn Bookstore, second floor, 3601 Walnut St. Suite 219. You can also visit their website at or contact PNC customer service at (215) 573-5146.

The Student Federal Credit Union (SFCU)

As a credit union that serves the Penn community, the SFCU offers convenient access to accounts. Using a linked PennCard or Visa® Check Card, account holders can access 18 ATMs on and around campus as well as nationwide. To open an account, visit or call (215) 222-2604 for more information.

Other financial institutions, listed in alphabetical order, located on or near the Penn Campus  include:

  • Bank of America
    3925 Walnut Street
    Philadelphia, PA

  • Citizens Bank
    134 South 34th street
    Philadelphia, PA

  • Santander Bank
    3802 Chestnut Steet
    Philadelphia, PA

  • Sovereign Bank
    3131 Market Street
    Philadelphia, PA

  • TD Bank
    3735 Walnut Street
    Philadelphia, PA

  • Wells Fargo
    3431 Chestnut Street
    Philadelphia, PA

Banking Relationship Disclosures

Penn complies with the U.S. Department of Education’s guidelines in making information on its marketing relationships with financial institutions publically available. The contracts outlining the banking relationships with PNC Bank and the Student Federal Credit Union at the University of Pennsylvania can be found here:


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