• Email and web-based services are becoming the standard means of communication between Penn and its students
• Many peer (other Ivy League) institutions have successfully converted to electronic billing and have reported high levels of customer satisfaction

• Accessibility to your Student Account billing statement from anywhere at anytime
• Faster service since delays associated with standard mail delivery are eliminated
• Your statement will always arrive on time thereby helping you avoid late payment penalties
• Ability to provide multiple family members and/or other payers with access to view and pay your Student Account monthly billing statement
• Better management of student account history
  Statements and online payment history are kept online for six months; no need for you to file paper bills or cancelled checks

The University offers the following options:

1. Online through Penn.Pay by transferring funds from your checking or savings account (U.S. financial institutions only). You schedule the payment amount and payment date.
2. Online through Penn.Pay with an American Express® card. There is a 2.15% convenience fee assessed that will appear on your American Express® billing statement. Please note that Penn accepts American Express® cards only when paying online through Penn.Pay. Penn does not receive any compensation or portion of the convenience fee for providing AMEX as a payment option.
3. By Mail: print a payment coupon from Penn.Pay and mail it with a check made payable to “Trustees of the University of Pennsylvania”, P.O. Box 785551, Philadelphia, PA 19178-5551. Be sure to include the full student’s name and 8-digit Penn-ID on the check.
   Notes: A payment coupon must be included with your check. Do not send payment to the P.O.Box by way of FedEx, UPS, DHL or Emory.
4. Wire Transfer: Transfer funds to:
   Wachovia Bank N.A., ABA #031201467, PHILADELPHIA, PA
   For credit to: University of Pennsylvania SFS
   Account Number 2000018692712
   Reference: Line 1: Full Student Name and 8 digit Penn-ID
   Line 2: Social Security Number (last 4 digits only) or University assigned number
   Line 3: STUDENT PAYMENT
   (All three reference lines must be completed)
   Swift code (if your bank requests it) is PNBPUS33
   Wire Transfer Fee Assessment: When a wire transfer is initiated, your originating bank can directly wire the funds to Wachovia Bank. You may be assessed a fee by your bank. If your bank uses an intermediary bank (usually a New York Bank), the intermediary bank may also assess a fee (approx. $10-$30) which is your responsibility to pay.
5. In Person: print a payment coupon from Penn.Pay and bring it, along with a check and your PennCard, to the Cashier’s Office in the Franklin Building lobby at 3451 Walnut St. Be sure to include the student’s full name and 8-digit Penn-ID on the check.

Your student account billing statements will still be available to you on Penn.Pay. To pay your bill:

1. Online through Penn.Pay with an American Express® card. There is a 2.15% convenience fee assessed if you choose this option. Please note that Penn accepts American Express® cards only when paying online through Penn.Pay. Penn does not receive any compensation or portion of the convenience fee for providing AMEX as a payment option.
2. By Mail: print a payment coupon from Penn.Pay and mail it with a check made payable to “Trustees of the University of Pennsylvania”, P.O. Box 785551, Philadelphia, PA 19178-5551. Be sure to include the full student’s name and 8-digit Penn-ID on the check.
   Notes: A payment coupon must be included with your check.
   Do not send payment to the P.O.Box by way of FedEx, UPS, DHL or Emory.
3. Wire Transfer: Transfer funds to:
   Wachovia Bank N.A., ABA #031201467, PHILADELPHIA, PA
   For credit to: University of Pennsylvania SFS
   Account Number 2000018692712
   Reference: Line 1: Full Student Name and 8 digit Penn-ID
   Line 2: Social Security Number (last 4 digits only) or University assigned number
   Line 3: STUDENT PAYMENT
   (All three reference lines must be completed)
   Swift code (if your bank requests it) is PNBPUS33
   Wire Transfer Fee Assessment: When a wire transfer is initiated, your originating bank can directly wire the funds to Wachovia Bank. You may be assessed a fee by your bank. If your bank uses an intermediary bank (usually a New York Bank), the intermediary bank may also assess a fee (approx. $10-$30) which is your responsibility to pay.
4. In Person: print a payment coupon from Penn.Pay and present it with a check to the Cashier’s Office, in the Franklin Building lobby at 3451 Walnut Street.