Demonstrate financial need, (except for the Federal Direct Loan and Federal Direct Grad PLUS Loan)
Make satisfactory academic progress in your program of study
Be a U.S. citizen or a permanent resident
Enroll at least half-time in a degree program
Not be in default on a Federal educational loan
or owe on a federal grant.
the Federal Direct Grad PLUS Loan program: be determined
creditworthy by your lender through a credit check. That is, you cannot have adverse credit history.